MORTGAGEE'S SALE OF REAL ESTAT...
MORTGAGEE'S SALE OF REAL ESTAT...
MORTGAGEE'S SALE OF REAL ESTATE By virtue and in execution of the Power of Sale contained in a certain mortgage given by Ryan Anthony Bailey and Cheryl Bailey and Russell Bailey, Sr. to "MERS", Mortgage Electronic Registration Systems, Inc., a separate corporation that is acting solely as nominee for Total Mortgage Services, LLC "Lender"; and its successors and assigns dated April 19, 2024 and recorded with the Franklin County Registry of Deeds, in Book 8305, Page 280, as assigned by Assignment of Mortgage dated September 2, 2025; recorded in Franklin County Registry of Deeds, Book 8530, Page 31, of which mortgage the undersigned is the present holder, for breach of the conditions of said mortgage and for the purpose of foreclosing the same will be sold at Public Auction at 11:00 AM, on May 12, 2026, on the premises known as 21 East Main Street, Erving, Massachusetts, the premises described in said mortgage, together with all the rights, easements, and appurtenances thereto, to wit: The land in Erving, Franklin County, Massachusetts with buildings thereon are bounded and described as follows: BEGINNING at the northwesterly corner of the premises at land now or formerly of Erving Paper Mills; THENCE easterly along said Main Street, 88 feet, more or less, to an iron pin; THENCE southerly along land now or formerly of George J. Lyman, et ux to land now or formerly of one Potter, now of Erving Paper Mills; THENCE westerly 88 feet by said Erving Paper Mills to land now or formerly of G. E. Leloff, now of Erving Paper Mills; THENCE northerly by said Erving Paper Mills land to the place of beginning. SUBJECT to possible rights of the New England Telephone & Telegraph Company to place and maintain three anchor guys insofar as it affects locus. SUBJECT to the right of way granted to Erving Papers Mills by George J. Lyman, et ux by deed dated September 17, 1947 and recorded in Franklin County Registry of Deeds Book 899, Page 399. Granting herewith the right to use water from well located on the above described property in deed from Harris A. Severance et ux to George J. Lyman, et ux, dated April 10, 1947 and recorded in said Registry, Book 905, Page 68. Being the same premises shown in Plan Book 90, Page 41 and recorded in said Registry. Being the same premises conveyed to Barbara Lucille Chobot and Peter Chobot by deed of John D. McAuley, dated March 22, 2024, and recorded herewith. Property Address: 21 East Main St. Erving, MA 01344 Terms of Sale: These premises are being sold subject to any and all unpaid real estate taxes, water rates, municipal charges and assessments, condominium charges, expenses, costs, and assessments, if applicable, federal tax liens, partition wall rights, statutes, regulations, zoning, subdivision control, or other municipal ordinances or bylaws respecting land use, configuration, building or approval, or bylaws, statutes or ordinances regarding the presence of lead paint, asbestos or other toxic substances, sanitary codes, housing codes, tenancy, and, to the extent that they are recorded prior to the above mortgage, any easements, rights of way, restrictions, confirmation or other matters of record. The purchaser shall also bear all state and county deeds excise tax. The deposit of $10,000.00 is to be paid in cash or bank or certified check at the time and place of the sale, with the balance of the purchase price to be paid by bank or certified check within thirty (30) days after the date of the sale, to be deposited in escrow with Guaetta and Benson, LLC, at 73 Princeton Street, Suite 208, North Chelmsford, Massachusetts. In the event that the successful bidder at the foreclosure sale shall default in purchasing the within described property according to the terms of this Notice of Sale and/or the terms of the Memorandum of Sale executed at the time of the foreclosure, the Mortgagee reserves the right to sell the property by foreclosure deed to the second highest bidder or, thereafter, to the next highest bidders, providing that said bidder shall deposit with said attorney, the amount of the required deposit as set forth herein within five (5) business days after written notice of the default of the previous highest bidder. Other terms, if any, are to be announced at the sale. Dated: April 15, 2026 Present holder of said mortgage, Massachusetts Housing Finance Agency by its Attorneys, Guaetta and Benson, LLC, Peter V. Guaetta, Esquire, P.O. Box 519, Chelmsford, MA 01824 April 21, 28, May 5, 2026 4453584
MORTGAGEE'S SALE OF REAL ESTATE By virtue and in execution of the Power of Sale contained in a certain mortgage given by Ryan Anthony Bailey and Cheryl Bailey and Russell Bailey, Sr. to "MERS", Mortgage Electronic Registration Systems, Inc., a separate corporation that is acting solely as nominee for Total Mortgage Services, LLC "Lender"; and its successors and assigns dated April 19, 2024 and recorded with the Franklin County Registry of Deeds, in Book 8305, Page 280, as assigned by Assignment of Mortgage dated September 2, 2025; recorded in Franklin County Registry of Deeds, Book 8530, Page 31, of which mortgage the undersigned is the present holder, for breach of the conditions of said mortgage and for the purpose of foreclosing the same will be sold at Public Auction at 11:00 AM, on May 12, 2026, on the premises known as 21 East Main Street, Erving, Massachusetts, the premises described in said mortgage, together with all the rights, easements, and appurtenances thereto, to wit: The land in Erving, Franklin County, Massachusetts with buildings thereon are bounded and described as follows: BEGINNING at the northwesterly corner of the premises at land now or formerly of Erving Paper Mills; THENCE easterly along said Main Street, 88 feet, more or less, to an iron pin; THENCE southerly along land now or formerly of George J. Lyman, et ux to land now or formerly of one Potter, now of Erving Paper Mills; THENCE westerly 88 feet by said Erving Paper Mills to land now or formerly of G. E. Leloff, now of Erving Paper Mills; THENCE northerly by said Erving Paper Mills land to the place of beginning. SUBJECT to possible rights of the New England Telephone & Telegraph Company to place and maintain three anchor guys insofar as it affects locus. SUBJECT to the right of way granted to Erving Papers Mills by George J. Lyman, et ux by deed dated September 17, 1947 and recorded in Franklin County Registry of Deeds Book 899, Page 399. Granting herewith the right to use water from well located on the above described property in deed from Harris A. Severance et ux to George J. Lyman, et ux, dated April 10, 1947 and recorded in said Registry, Book 905, Page 68. Being the same premises shown in Plan Book 90, Page 41 and recorded in said Registry. Being the same premises conveyed to Barbara Lucille Chobot and Peter Chobot by deed of John D. McAuley, dated March 22, 2024, and recorded herewith. Property Address: 21 East Main St. Erving, MA 01344 Terms of Sale: These premises are being sold subject to any and all unpaid real estate taxes, water rates, municipal charges and assessments, condominium charges, expenses, costs, and assessments, if applicable, federal tax liens, partition wall rights, statutes, regulations, zoning, subdivision control, or other municipal ordinances or bylaws respecting land use, configuration, building or approval, or bylaws, statutes or ordinances regarding the presence of lead paint, asbestos or other toxic substances, sanitary codes, housing codes, tenancy, and, to the extent that they are recorded prior to the above mortgage, any easements, rights of way, restrictions, confirmation or other matters of record. The purchaser shall also bear all state and county deeds excise tax. The deposit of $10,000.00 is to be paid in cash or bank or certified check at the time and place of the sale, with the balance of the purchase price to be paid by bank or certified check within thirty (30) days after the date of the sale, to be deposited in escrow with Guaetta and Benson, LLC, at 73 Princeton Street, Suite 208, North Chelmsford, Massachusetts. In the event that the successful bidder at the foreclosure sale shall default in purchasing the within described property according to the terms of this Notice of Sale and/or the terms of the Memorandum of Sale executed at the time of the foreclosure, the Mortgagee reserves the right to sell the property by foreclosure deed to the second highest bidder or, thereafter, to the next highest bidders, providing that said bidder shall deposit with said attorney, the amount of the required deposit as set forth herein within five (5) business days after written notice of the default of the previous highest bidder. Other terms, if any, are to be announced at the sale. Dated: April 15, 2026 Present holder of said mortgage, Massachusetts Housing Finance Agency by its Attorneys, Guaetta and Benson, LLC, Peter V. Guaetta, Esquire, P.O. Box 519, Chelmsford, MA 01824 April 21, 28, May 5, 2026 4453584
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